MABS

Money Advice and Budgeting Service (MABS)
If you are experiencing difficulty in paying off a loan, you should contact your moneylender as soon as you can. If you cannot resolve the matter directly with your moneylender, you can get help by contacting the Money Advice and Budgeting Service, a free and confidential service for people in Ireland with debt or money management problems. Trained Money Advisors in MABS offices around the country will:

Help you deal with your debts and make out a budget.
Examine your income to make sure you are not missing out on any of your entitlements.
Contact your creditors on your behalf with offers of payment if you are not able to do it yourself.
Help you decide on the best way to make the payments.