Home Insurance

Home Insurance will generally pay for any damage caused to your home by accident or by bad weather. Your home should be insured for damage to contents and for damage to the structure of your home. You are not obliged by law to insure your home but if you have a mortgage, most lenders will insist that your house is appropriately insured. You can get a policy at the same time as you get a mortgage for your property. It is important to note that you don’t have to avail of the insurance that is offered to you by your lender and you can source your own insurance should you wish. The National Consumer Agency can help you when seeking the best value home insurance policy.